Job Description
About RWM RWM Home Loans is a family-owned community mortgage bank with over 3 decades of experience, proudly providing award-winning 5-star service to help clients achieve their home financing goals. Our mission is to empower communities through financial education and homeownership and we're building a team of passionate individuals who share this vision from coast to coast. We offer a wide variety of loan programs with flexible options and tailored consultations, helping us guide clients every step of the way to long-term financial success.
Our commitment to excellence is reflected in our workplace culture, which has earned us repeat recognition as a Top Workplace, with honors for employee appreciation, professional development, well-being, and innovation. With access to upper management and a platform to share your ideas, we're committed to investing in our team members' growth and we offer a variety of development opportunities and growth avenues. Ready to make a difference and advance your career? Join our award-winning team and achieve your career goals with us!
Position Overview As a junior loan officer, you will partner with a senior loan officer by managing incoming client leads from initial contact through closing. This position requires a licensed professional with 1-2 years of experience in residential lending, including expertise in government, conventional, and non-QM products. This is a commission-based role, offering significant earning potential, professional growth opportunities, and the chance to work with a top 1% real estate agent in the Southeast and a top 25% producer in the entire NMLS. We are seeking a dynamic, driven individual to join our fast-paced, high-performing team that delivers a 5-star experience daily.
Key Responsibilitie s
- Client Interaction: Serve as the primary point of contact for clients, answering questions, providing updates, and ensuring a seamless loan experience
- Pipeline Management: Track and manage TBD and active pipelines, providing regular updates to team members
- Lead Management & Outreach:
- Handle a high volume of calls and top-of-funnel outreach to ensure immediate follow-up with referrals or responses on our automation tools
- Operate with urgency on every file, ensuring timely and accurate service
- Be flexible and willing to work outside normal hours to accommodate referral needs and deadlines
- Loan Processing Support:
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- Review and verify loan applications for accuracy and completeness
- Complete income calculations, order automated and manual WVOEs, and obtain AUS findings
- Submit files for Certified Pre-Approvals and underwriting decisions to Team Processor
- Coordinate disclosures and maintain compliance with industry regulations
- Team Coordination:
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- Schedule weekly pipeline calls with loan officer and processor
- Attend monthly sales, operations, and LOA meetings for training and collaboration
- Support two established B2B partnerships, supporting our employee engagement efforts and growing a new customer lead channel
- Knowledge Building: Stay updated on internal workflows, technology, and loan guidelines (conventional, FHA, VA, and non-agency)
- Compliance: Ensure adherence to company policies and industry standards
Qualifications: - Must hold a valid NMLS license
- 1-2 years of experience in residential lending, including government, conventional, and non-QM products
- Proficient in Microsoft Office Suite
- Familiarity with SimpleNexus (nCino), Total Expert, and Canva is a plus
- Excellent communication and problem-solving skills
- Bilingual/Spanish-speaking preferred
Compensation: - Pay Structure: Commission based compensation on funded loan production
Benefits: - Competitive compensation based on experience
- Opportunities for professional development and career growth
- A collaborative and supportive work environment
- Possible benefits if coming on full time (must be closing 1 self-generated loan a month)
Job Tags
Full time, Work at office, Immediate start, Flexible hours,